Insurances
BuildCare Structural Warranty
Many self builders make the mistake of assuming that an architect's certificate will provide the cover for any defects in the structure or materials of their home. This simply isn't the case. But with a 10 year Structural Warranty you know exactly where you stand from the outset as the cover and exclusions are clearly set out in the policy wording.
An architect's certificate, on the other hand, only states that your house has been built to the required minimum standard and that it's up to you, the homeowner, to take legal action against the architect in the event of a problem, to prove that an structural fault is as a result of their negligence. We probably don't need to point out that legal action can cost you dearly in terms of time and money, so it's much simpler and more effective to claim on an insurance policy which covers specific occurrences.
BuildCare Structural Warranty
BuildCare Structural Warranty is administered by Sennocke and offers extremely competitive premiums, as well as excellent cover, and is recognised by the Council of Mortgage Lenders
As you’d expect, BuildCare Structural Warranty is highly competitive and great value for money. What’s more, because our policy involves a series of key inspections, the surveyors’ certificates from these technical audits can be used to confirm the stage that your project has reached, allowing you to request the release of your next stage of funds.
Should you decide to sell your property in the future, you’ll find that our policy will give potential purchasers the peace of mind that the building was completed professionally and is covered by an insurance backed structural warranty for 10 years from completion – many banks and building societies are unwilling to provide funds on new, or newly converted properties less than 10 years old, unless covered by a structural warranty.
Don't rely on an architect's certificate - make sure you have a structural warranty policy in place as soon as you can, and certainly before any building work starts.